Lift your credit. Claim your capital.
CreditLift Capital challenges the inaccurate, unfair, and unverifiable items dragging down your score — so you can receive credit cards and leverage business funding.
4.9/5 from 2,000+ clients
2,000+
Clients helped
+87 pts
Average score lift
10,000+
Negative items removed
$70K+
Funding accessed
Three steps to a stronger score
No jargon, no guesswork. Just a clear path from where you are to where you want to be.
Free consultation
We pull your credit reports and identify every inaccurate, outdated, or unverifiable item hurting your score.
Aggressive disputes
Our credit experts craft custom dispute letters and challenge the bureaus and creditors directly, on your behalf.
Watch your score lift
Track every deletion and score change in real time through your private client portal.
We challenge what shouldn't be there
If an item is inaccurate, outdated, or unverifiable, the law says it can come off. We make sure it does.
Late payments
Inaccurate or unfairly reported late payments challenged under FCRA accuracy rules.
Collections
Unverified collection accounts disputed and removed from your report.
Charge-offs
Aged or erroneous charge-offs contested with bureaus and original creditors.
Bankruptcies
Outdated or misreported bankruptcies flagged for timely removal.
Hard inquiries
Unauthorized or duplicate inquiries you never approved, removed.
Identity theft
Fraudulent accounts opened in your name identified and disputed fast.
Credit repair, done the right way
We pair legal expertise with a human touch, so you always know who's fighting for you and why.
FCRA-compliant
Every dispute follows the Fair Credit Reporting Act to the letter — no shortcuts, no gimmicks.
Dedicated advisor
A real credit expert manages your case end to end — no call centers, no scripts.
Real-time portal
Track disputes, deletions, and score updates as they happen, any time.
Funding-ready results
We don't just clean your report — we position you to receive credit cards and leverage business funding at 0%.
From denied to funded
Real clients. Real deletions. Real funding unlocked at 0%.
“I came in to fix a few late payments. Six months later my score lifted 140 points and CreditLift Capital helped me get approved for $70,000 in funding at 0%.”
Danielle M.
Small-business owner · Atlanta, GA
“My credit was a wall between me and everything I wanted. They removed the collections, my score jumped, and I walked away with $82,000 in funding at 0% to launch my company.”
Marcus T.
New business owner · Houston, TX
“From a 540 to funded. They cleaned my report and connected me with $50,000 in 0% funding I didn't even know I qualified for.”
Renee S.
Entrepreneur · Phoenix, AZ
Ready to see what's hurting your score?
Start with a free consultation from a CreditLift Capital credit expert. We'll show you what can come off your report — and how to position for funding.